- Household inventory list for insurance how to#
- Household inventory list for insurance serial numbers#
The inventory of the library is finished.
In addition, make sure you update at least four times a year. You can purchase a fire resistant box or safe give the inventory to a relative or close friend lock the document up in a safe place at work give the list to an attorney or accountant or put the inventory in a safe deposit box at your bank. Once you complete the inventory, it is extremely important to safeguard the information.
Household inventory list for insurance serial numbers#
If you can, keep all your receipts and serial numbers of the big-ticket items. If you're videotaping, narrate what you see as you go from room-to-room, closet-to-closet and drawer-to-drawer.
No matter how you're going to record your possessions, open drawers, cabinets and closets. If you have a film camera, scan the photos into your computer. Digital cameras are great for taking an inventory. We'll add the photos next to the written descriptions. There's even an iPhone App.Īs we go from room to room and item to item, we will take photographs. If you really want to go high-tech, and store your info in a safe place, the Insurance Information Institute has free online home inventory software that makes it easy to create, update and store your information. Others put their information on a computer. You can paste the pictures next to the appropriate descriptions. If you decide to write everything down and take photographs, use this handy home inventory guide. I took the low-tech approach and listed my possessions in a notebook. How do you get started creating an inventory? There are many ways to begin. Replacement cost coverage is more expensive than actual cash value coverage. Replacement cost coverage allows you to replace your personal property at today's market price. Actual cash value will allow you recoup the amount you expect to get if you sold the items, minus the depreciation. You can get either actual cash value or replacement cost coverage.
Household inventory list for insurance how to#
Most insurance policies give you a choice on how to insure your belongings. An inventory is not only record of the contents of your house and their value, but it is also a good indicator of whether you have enough insurance coverage.
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